Stop guessing
where your money goes.
Vaultr tracks every dollar — salary, side hustles, subscriptions — so you always know your real financial position. No spreadsheets. No guesswork.
Free forever on the basic plan. No credit card required.
Balance
$12,340
Income
$4,250
Expenses
$1,890
Recent Transactions
“Add $18.50 Transportation expense” — done in one message.
Sound familiar?
Most people earning good money still feel financially lost. It's not a discipline problem — it's a visibility problem.
Messy spreadsheets
Manual tracking in Excel breaks the moment you forget one row. By month-end, the numbers never add up.
No clarity on spending
You earn well but don't actually know where it goes. Food delivery, subscriptions, and impulse buys quietly drain your savings.
Multiple income streams
Day job, freelance gigs, rental income — tracking all of it in one place feels impossible without a tool built for it.
Vaultr fixes all three — in one app, in minutes.
Everything in one place
Built for the way you actually manage money — not the way textbooks say you should.
Transaction Tracking
Log income and expenses in seconds. Every cent accounted for with full split and category support.
Reports & Insights
Visualise spending trends, net worth over time, and cashflow — with clear, uncluttered charts.
Recurring Bills
Track monthly subscriptions and bills. See your total fixed costs at a glance and never miss a due date.
AI-Powered Chat
Just type "spent $18 on Transport" — the AI parses it, categorises it, and logs the transaction for you.
Multi-Ledger
Keep personal, household, and business finances completely separate — all inside one account.
Multi-Currency
Manage accounts in multiple currencies with live FX conversion — everything stays comparable.
Simple, honest pricing
Start for free. Upgrade when you're ready for more.
Free
Everything you need to get started.
- Unlimited transactions
- 1 ledger
- Core budgeting tools
- Standard categories
- Recurring bill tracking
- Basic reports
- CSV import & export
Pro
Unlock the full power of Vaultr.
- Unlimited ledgers
- AI-powered chat assistant
- Multi-currency & live FX conversion
- Advanced reports & analytics
- Email support
Built for people who actually want to understand their money.
Frequently asked questions
Everything you need to know before getting started.
Yes. The free tier gives you core features — transaction tracking, budgeting, and recurring bill tracking — no credit card required.
Your data is stored securely and tied only to your account. We never sell or share your data with third parties. No ads, ever.
Yes — multi-currency with live FX conversion is a Pro feature. Ideal if you earn in multiple currencies, send money abroad, or manage accounts across different countries.
A ledger is an isolated set of accounts and transactions. Use separate ledgers to track personal, household, and business finances independently — without them mixing.
Just type something like "paid $120 for electricity" and the AI extracts the amount, date, and category automatically. You confirm, and it's logged. No form-filling.
Yes. All users can import transactions via CSV and export their full history at any time — no upgrade required.